Privacy Policy

1. Introduction

Cozynest ("we", "us", "our") provides AI-driven data intelligence and decision-support content for investors. This Privacy Policy explains what information we collect through our website, how we use it, who we may share it with, and the choices available to you. By accessing or using our site, you acknowledge that you have read and understood this Policy.

2. Information We Collect

We may collect the following categories of information:

• Information you provide directly — such as your name, email address, company, and any details submitted through contact forms, inquiry requests, or newsletter sign-ups.
• Automatically collected information — such as IP address, browser type, device identifiers, referring pages, pages viewed, and timestamps, gathered through cookies and similar technologies.
• Communications — records of correspondence if you contact us directly, including the content of messages and any attachments.

3. How We Use Information

We use collected information to:

• Operate, maintain, and improve our website and content;
• Respond to inquiries, requests, and support questions;
• Send administrative or informational communications you have requested;
• Monitor site usage patterns and diagnose technical issues;
• Comply with legal obligations and enforce our Terms of Service;
• Protect against fraudulent, unauthorized, or illegal activity.

4. Cookies and Tracking Technologies

Our site may use cookies, pixels, and similar tracking technologies to recognize your browser, remember preferences, and understand how visitors interact with our content. You can control or disable cookies through your browser settings; however, disabling cookies may affect the functionality of certain site features. Where required by applicable law, we will request your consent before placing non-essential cookies.

5. Legal Basis for Processing

Where applicable data protection law requires a legal basis for processing, we rely on one or more of the following: your consent, the necessity of processing to respond to your request, our legitimate interests in operating and improving our services, and compliance with legal obligations.

6. Sharing of Information

We do not sell personal information. We may share information with:

• Service providers who perform functions on our behalf, such as hosting, analytics, and email delivery, under contractual confidentiality obligations;
• Professional advisors such as legal, accounting, or compliance consultants where necessary;
• Regulatory or governmental authorities where required by law, legal process, or to protect our rights, property, or safety;
• Successor entities in connection with a merger, acquisition, reorganization, or sale of assets, subject to this Policy or a comparable commitment.

7. Data Retention

We retain personal information only for as long as reasonably necessary to fulfil the purposes outlined in this Policy, including to satisfy legal, accounting, or reporting obligations. Retention periods vary depending on the nature of the information and the purpose for which it was collected.

8. Data Security

We implement reasonable administrative, technical, and organizational measures designed to protect information from unauthorized access, alteration, disclosure, or destruction. However, no method of electronic transmission or storage is completely secure, and we cannot guarantee absolute security.

9. International Transfers

If you access our site from outside the country in which our servers or service providers are located, your information may be transferred across international borders. Where such transfers occur, we aim to ensure appropriate safeguards are in place consistent with applicable data protection requirements.

10. Your Rights and Choices

Depending on your jurisdiction, you may have rights to access, correct, delete, or restrict the use of your personal information, to object to certain processing, or to receive a copy of your data in a portable format. To exercise any of these rights, please contact us using the details on our Contact page. We will respond to verified requests in accordance with applicable law.

11. Children's Privacy

Our website and services are not directed to individuals under the age of 18, and we do not knowingly collect personal information from children. If we become aware that we have inadvertently collected such information, we will take steps to delete it.

12. Third-Party Links

Our site may contain links to third-party websites or resources. We are not responsible for the privacy practices or content of such third parties. We encourage you to review the privacy policies of any external sites you visit.

13. Changes to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices, technology, or legal requirements. Any updates will be posted on this page with a revised "Last updated" date. Continued use of our site following changes constitutes acceptance of the revised Policy.

14. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please reach out via our Contact page. We aim to address inquiries in a timely and transparent manner.